Canada’s Open Banking Journey: Interview with Francois Lasne, advisory board member of The Berlin Group

NCFA Canada

Mahi Sall: Who is Francois Lasne?

Francois Lasne: I am an advisory board member of The Berlin Group, the largest Open Banking framework in Europe (NextGenPSD2) implemented by more than 75% of European banks. I am also a member of the French API Thinking Collective where I head the API Governance workstream. Currently working at Ingenico to launch a disruptive Payment Platform as a Service (PpaaS) for instore and online merchants. Prior to that I was director of Open API and Open Banking at Finastra.

  • TPP to push ask for an authorization and present legal documents and insurance (especially for payment)
  • NCA to issue authorization
  • TPP to ask for an eIDAS Certificate to regulated entities QTSP (qualified trust service providers)
  • QTSP to validate the authorization and issue dedicated eIDAS certificate
  • TPP to send eIDAS certificate to bank
  • Bank to validate eIDAS certificate
  1. Those wanting to partner as much as possible and get integrated inside a bank’s mobile app. Those are on the bank side, hence not a threat, rather an opportunity for banks! It is a bit like a way for banks to externalize their innovation labs to fintechs without cost!
  2. On the other side are fintechs that are more on the consumer side targeting for instance corporates with ERP integration.

Links you may be interested in:

NCFA Canada

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Fluent in Fintech-Bank Partnerships | Advisor | Ambassador| Audiobookaholic https://mahisall.me

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Mahi Sall

Mahi Sall

Fluent in Fintech-Bank Partnerships | Advisor | Ambassador| Audiobookaholic https://mahisall.me